Tip#4. Why you dispute your derogatory items

There are some credit repair consultants that will charge you $700 to “fix” your credit.
In fact, all they are doing is disputing derogatory items on your credit so that they come off

Tip#6. Know how to "pull" your credit report, and how not to

If you pull your credit report yourself, there will be no negative consequences in the
form of "inquiries", a "mark" against your credit. However, if any car dealer, mortgage
lender, credit card company, or any other type of creditor pulls your credit report, it
counts against you of an inquiry. At present, these inquiries stay on your credit for twoyears, and are difficult to get removed

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